Tbk PT Bank Mestika Dharma targets loan portfolio to Rp 5.94 trillion in the year 2013. As many as 30% of the total loan will be disbursed to Small and Medium Enterprises (SMEs) who are so focused the company’s business.
Director of Bank Mestika Dharma Achmad S. Kartasasmita said, until the end of December 2012 the Bank from Medan, North Sumatra has disbursed loans amounting to Rp 5.1 trillion to Rp 1.4 trillion disbursed details for working capital.
“Approximately 30% of the company disbursed loans to the SME sector. Remainder distributed to consumers, including mortgages and corporate,” Achmad said when met at the House Energy, Jakarta, Wednesday (06/19/2013).
He said the company also plans to open a branch office in the area of Jambi, Jakarta, Tanjung Pinang, and Jabodetabek, but currently only one branch which has obtained permission from the regulator, which in Jambi.
“Bank Mestika seek middle branch offices in other locations, namely Jakarta, Tanjung Pinang, and Greater Jakarta,” he said.
With the addition of the branch offices, Achmad targets a net profit of Rp 291 billion at the end of 2013, up 8.8 percent.
Throughout 2012, the company has collected deposits (deposits) amounted to Rp 5.4 trillion to Rp 2.98 trillion composition is saving, Rp 706 billion in demand deposits and time deposits remaining. The company targets increase in deposits during the year amounted to Rp 6.3 trillion.
Assets of the company until the end of 2012 reached Rp 7.3 trillion and is targeted to increase to Rp 8.4 trillion this year. Asset growth was driven by the addition of the company’s branch offices.
“Now we have 10 branches, 44 sub-branches, cash offices and 6 are located in Sumatra and Java,” he said.