Industry: Capturing Profit Fake Butterfly

Beauty butterfly inspired many. Not only butterfly cocoon life worth expensive, fake butterfly business is not less thrill in capturing profits.

In Malang region precisely Tepus Foot, found many craftsmen making miniature ornate butterfly that exploit many garbage ball badminton (shuttlecock).

Murtini point is one of the crafters making artificial butterfly (brooches and accessories), start a business kerajianan butterfly made since 2004. He is quite successfully developed this business to a butterfly homemade products to penetrate the export market.

Creative ideas are not only produces its own inner satisfaction for the creator, but it can also bring in dollars that promise.

At first no one thought that discarded trash shuttlecock futile it can be processed into products that are beautiful and have a high value-added exports competitive even in the international market.

Up to now at least butterfly product has crossed the globe to across the world, from Europe, America, Asia. For example, for the American market butterfly products quite popular in Colombia, Mexico, to Asia quite popular in Thailand, Malaysia. The sale price is quite competitive and fairly priced for the European market as it sells for a homemade butterfly only 1 euro.

“My product has been around the world,” said Lili to detikFinance last weekend.

The export market is beginning produksnya known. When it several overseas counterparts to bring examples of butterfly products. As a result, the market response is quite astounding, all products are sold out.

Starting from where he started confidently to expand into other markets such as the U.S. in Mexico and Colombia. Unmitigated, Lili not only makes selling a butterfly, but the status of Mexican nationality law got was achieved.

Former employees of the interior design, continues to expand its business by making new breakthroughs, such as looking for alternative materials and developing a miniature forms of decoration outside of the butterfly. The result is extraordinary, the buyers are increasingly interested in the product.

“I also developed outside suttlecock, from the leaves too, stocking, patchwork. Besides butterflies, insects and animals all I’ve made, dragonflies, birds, bats and others,” he explained.

Speaking of capital calculations, falls into this very promising business, other than a small capital with promising results, its products are also quite durable. Lili explains, one sack waste of capital suttlecock the price of one sack he only Rp 50,000 can be 3000 pieces of magic butterfly made with a variety of sizes.

Price of the butterfly homemade fruit priced at Rp 750 to Rp 1,000 per fruit. If multiplied by 3000 then at least Rp 2.5 million already in hand to cut costs coloring and other components.

Although for certain sizes and types for special purposes such as wedding souvenirs, she pairs a higher price with a price range of Rp 2,500 to Rp 15,000 for a large size.

“Every month I was able to production of 30,000 to 50,000, I helped my 20 employees. If I buy the excess orders from other traders or artisans,” he said.

Although in the category of cottage industry, which he turnover handful of craft brooches and accessories butterfly is quite large, at least every month at least he could pocket the turnover reached USD 50 million.

“The challenge now is, because in Malang has many, so many crafters are dropping in price,” he complained.

Lili admitted despite the current crisis, not ebbing demand for its products, the total production of almost 35% it exports to international markets, while 65% he threw into the domestic market. Honestly he said the domestic market has not been explored everything especially outside Java.

“The market outside Java is still great potential, this is actually an opportunity,” he said.

Mestika Bank Shutter Credit Distributes Rp 5.9 Trillion in 2013

Tbk PT Bank Mestika Dharma targets loan portfolio to Rp 5.94 trillion in the year 2013. As many as 30% of the total loan will be disbursed to Small and Medium Enterprises (SMEs) who are so focused the company’s business.

Director of Bank Mestika Dharma Achmad S. Kartasasmita said, until the end of December 2012 the Bank from Medan, North Sumatra has disbursed loans amounting to Rp 5.1 trillion to Rp 1.4 trillion disbursed details for working capital.

“Approximately 30% of the company disbursed loans to the SME sector. Remainder distributed to consumers, including mortgages and corporate,” Achmad said when met at the House Energy, Jakarta, Wednesday (06/19/2013).

He said the company also plans to open a branch office in the area of ​​Jambi, Jakarta, Tanjung Pinang, and Jabodetabek, but currently only one branch which has obtained permission from the regulator, which in Jambi.

“Bank Mestika seek middle branch offices in other locations, namely Jakarta, Tanjung Pinang, and Greater Jakarta,” he said.

With the addition of the branch offices, Achmad targets a net profit of Rp 291 billion at the end of 2013, up 8.8 percent.

Throughout 2012, the company has collected deposits (deposits) amounted to Rp 5.4 trillion to Rp 2.98 trillion composition is saving, Rp 706 billion in demand deposits and time deposits remaining. The company targets increase in deposits during the year amounted to Rp 6.3 trillion.

Assets of the company until the end of 2012 reached Rp 7.3 trillion and is targeted to increase to Rp 8.4 trillion this year. Asset growth was driven by the addition of the company’s branch offices.

“Now we have 10 branches, 44 sub-branches, cash offices and 6 are located in Sumatra and Java,” he said.

Government Program for Entrepreneurs Build Smelter

President Director of PT Indosmelt, Natsir Mansyur assess government policies increase the mineral processing industry and coal (mineral and coal) in the country is considered to be the right move.
It was an industry pioneer, with reference to the Mining Law No.4/2009, Instruction No.7/2012 no.3/2013 and ESDM.
The smelter industries include copper smelter / gold, aluminum, nickel, iron, and other minerals, because the industry produces raw materials for downstream industries in the country.
“During the import of raw materials for downstream industries needs to reach 80 percent of the existing downstream industries in the country,” Natsir said, Monday (07/15/2013).
He said he appreciates the support of government policy and the Ministry of Economic Affairs, Ministry of Energy and Mineral Resources and the Ministry of Industry to encourage program development through industrial mineral and coal downstream processing and purification (smelter) in the country.
Natsir said, to build its smelter industry varied depending on the type of metal minerals will be produced. According to him, build a smelter is not difficult as long as it was built by the national government employers can be clear, firm, and consistent with the application of the rules in favor of the construction of the smelter industry.
“The government must be clear, firm and consistent since the smelter industry pioneer industries with large investments, futures and high-tech display. Needed so that the rule of law and other incentives,” Natsir said.
PT Indosmelt will build a processing plant and refinery (smelter) copper ore with a capacity of 350 thousand tonnes of concentrate per year in Maros, South Sulawesi. The Company is ready to disburse funds of 700 million U.S. dollars (USD 6.58 trillion).

Semester I, Oil Production Reaches 99 Percent

JAKARTA – Special Unit Managing Upstream Oil and Gas (SKK Migas) said state revenue from the management of upstream oil and gas in the first half of this year reached $ 18, 7 billion from USD18.4 billion target set for the first half year .

While oil production in the same period, managed to achieve an average of 831 118 barrels per day (bpd), or 99 percent of the target set in the state budget in 2013 amounted to an average of 840,000 barrels of oil per day.

Rudi Rubiandini SKK Migas chief, said the achievement of the national oil production up to 99 percent of the budget target has never happened within the last three years. Previous achievements continue to be under 99 percent.

“The successful achievement of oil production and revenues is the result of the hard work of the workers in the oil and gas SKK, all workers Sharing Contract (PSC), leaders and workers in the Ministry of Energy and Mineral Resources, Ministry leaders and workers in other related, among House of Representatives (DPR), Regional Governments and all stakeholders in the upstream oil and gas industry, including the support of the media, “Rudi said in Jakarta, Thursday (08/01/2013).

Therefore, Rudi appreciate and thank them for their hard work and support of all stakeholders in order to increase production of oil and natural gas revenues nationwide so that the target could be exceeded.

“Although there are still many unsuccessful PSC oil production exceeded the target set in the state budget in 2013 but some very well managed PSC exceeded the target,” said Rudi.

Rudi insisted that the entire PSC is still not able to meet the target set in the state budget-2013 as well as targets in the Work Programme and Budget (WP & B) in 2013, in order to immediately improve the performance target is met.

“Performance targets are not reached so soon improved to the national oil production target could also be exceeded. What we are doing right now is working for the state, in the national interest because it lets us collaborate and work together,” he said.

A number of non-technical constraints such as the licensing process in local government, including the issue of sealing oil wells crude oil theft is still a major persolaan in an effort to increase national oil production.

Therefore, said Rudi, the regents are expected to participate and support efforts to increase domestic oil production in order to improve the welfare of the people in Indonesia.

“State revenue from oil and gas are not only enjoyed by the people in the oil and gas producing areas but also enjoyed by the public at the end of the island in the archipelago that has no oil. Due to direct oil and gas revenues into the state account and go straight in the oil and gas revenues in the state budget enjoyed by all people of Indonesia from Sabang to Merauke, “he concluded.

Maximum oil production of 834,000 barrels / day

Head of Special Unit the Upstream Oil and Gas (Migas SKK) Rudi Rubiandini estimates, production of crude oil and condensate in 2013, up 834,000 barrels per day.

“At present, production is 831,700 barrels per day and by the end of the 834 000 barrels per day,” he said in Jakarta on Tuesday.

According to him, the production level is still lower than the budget target set at 840,000 barrels per day.

“But, his accomplishments can be 99.3 percent and it was nice,” he said.

In the last 1.5 months, production is declining mainly due to a number of field maintenance cut gas condensate production.

However, he added, in the second half of 2013, the SKK optimistic that production could increase to 840,000 barrels per day.

Although, in the second half of 2013, the production of the Offshore North West Java (ONWJ) fell due to the work platform (platform).

However, in the second half as well, there is the addition of Block West Madura Offshore (WMO) which started production three wells.

In contrast to oil, Rudi optimistic “lifting” gas will exceed the budget target.

According to him, until the first half of 2013 production was still 6,998 BBTUD or lower than the budget target BBTUD 7175.

“However, we are optimistic until the end of 2013 will exceed the budget target,” he said.

Head of the Division of Oil and Gas Utilization Gas SKK Popi Nafis Ahmad added that the present downturn is “lifting” gas is mainly because there is a maintenance schedule Tangguh, Papua, and Bontang, East Kalimantan, and damage to electrical transformer in Cilegon, Banten.

“However, going forward, there is a field that will increase its production,” he said.

Which are expected to come from South Mahakam field managed by Total E & P Indonesia with a production rate of 115 MMSCFD, Musi East of PT Pertamina EP 20 MMSCFD, Epic Sengkang 12 MMSCFD, and Ruby from Pearl Oil Sebuku 6.7 MMSCFD.

Bank Profit Reaches Rp 8.3 Trillion, Up 16%

PT Bank Mandiri Tbk recorded a net profit of Rp 8.3 trillion in the first half of 2013. This profit rose by 16% from the previous period in 2012.

Bank Mandiri president director Budi G Sadikin explain the increase in net income was driven by the acquisition of translucent increase in operating income of Rp 22.9 trillion, up 17.8% from the previous period in 2013.

“The increase in operating income by 17.8% to Rp 22.9 trillion. Was contributed premium income and net interest, fee-based income.’s Net profit of Rp 8.3 trillion was also supported by the company’s ability to control operating costs at group and subsidiary,” said Budi in the event of public exposure to second-quarter financial report 2013 Plaza Mandiri Bank Mandiri in Jakarta, Monday (07/29/2013).

The bank also recorded credit growth of 22.3% to Rp 428.7 trillion in the second quarter of 2013. That supports the achievement of the Bank’s total assets increased to Rp 672.2 trillion, up 17.6% over the same period last year. Meanwhile, the quality of earning assets also remain well preserved, which looks at the ratio of non-performing loans (NPL) of 0.55% net.

“We are thankful in the midst of intense competition and slowing economic growth, the Bank can continue to show loan growth above market growth. This is one of our commitments to improve access to finance productive country to prosper,” he explained.

The increase in lending occurred in all business segments. The highest growth occurred in the micro segment grew 58.1% to reach Rp 23.9 trillion in the first semester of 2013.

Meanwhile, the credit is channeled to the segment of micro, small and medium enterprises (MSME) recorded a growth of 26.5% to Rp 60.2 trillion.

The bank also helped channel special financing with government guarantee scheme, namely by channeling People’s Business Credit (KUR). Total limit KUR has been disbursed by Bank Mandiri to June 2013 reached Rp 12.2 trillion, which is distributed to more than 237.6 thousand customers.

“Public confidence to Bank Mandiri also higher, as indicated by the increase in third-party funds to Rp 502.4 trillion in June 2013 from Rp 418.2 trillion in June 2012. Saving community continues to grow to Rp 206.6 trillion, up 19 1% over the same period last year, “he added.

Ramadan, Sugar Sugar Origin Rohul Demand Rises

Palm sugar origin Rokan Hulu (Rohul) most in demand because people can survive for four months without melting. A good quality of palm sugar make this request during Ramadan and Lebaran increasing.

Palm sugar or palm sugar Rohul origin is the most delicious sugar than the same from others. Making a very natural recipe to make palm sugar origin Rohul most sought although the price is relatively more expensive compared to other palm sugar. But people like this Rohul palm sugar origin because its authenticity.

Mahmuddin (45) was one of middlemen Kaiti village, in the village of West Central Rambah, District Rambah, Rohul, which is 200 km to the northwest of Pekanbaru. In the village, entered the holy month of Ramadan until Lebaran, enaunya increased sugar demand than usual. If in regular day 150 kg, then when Ramadan to about 300 kg per day.

“There are about 30 heads of families who are struggling with making this palm gulau. Usually in a day, each of them can produce 5 kilograms. But this Ramadan they can make up to twice a day,” said Mahmuddin.

Production, further Mahmuddin palm sugar is still lacking because of this village is not only to meet the needs of Rokan Hulu. This sugar is also sold up to Pekanbaru.

The increasing demand to make the selling prices slightly up than usual. If usually sold at Rp 14 thousand per kg, now to Rp 16 thousand per kg. Based on the experience of previous years, during Ramadan every citizen could pocket the money from Rp 3.5 million to Rp 4.5 million.

“Month of Ramadan brings blessing for the villagers because they can achieve more sustenance than a cottage industry Kaiti palm sugar,” said Mahmuddin.
Concoction

Requirements to get a good sap juice, one of them is by heating or fumigating container bamboo as reservoirs. The goal for the juice and sour sap not be damaged.

Meanwhile, bamboo is carried up to the top of the container used as a substitute for cider juice container already filled. While the bamboo container mounted on the base of a palm tree at Mayang previous period, was brought down.

Before installing a bamboo container, the base has been cut sap Virgin beaten several times. This extra treatment has become a tradition since the species is fairly sensitive plants.

Not infrequently, people recite certain mantras or prayers as will tapping sap in hopes of getting better results the next day. “In our belief, this juice extract to be in a state of heart and mind clean and quiet. Goal for the juice sweet, flavorful sap which is not typical of acid and smells bad,” said Abdul End (54), one of the palm sugar makers.

Instead, when tapping sap juice in a state of anger hearts and minds are messed up, you can bet the results are not good. Once the raw material obtained, the next process is to enter Semambu root, a herb hereditary typical villagers Kaiti.

Ie three doses of this herb root segments Semambu to about 15 liters of sap extracts were accommodated within approximately one meter long bamboo earlier. This herb left in the palm juice for about seven to eight hours. The goal for the sweetness of palm growing steadily and has not changed so sour. This herb is also useful to condense palm sugar after cooking, making it easy to print and not easily melt.

“People who travel West Java was never suggested that we should change the root decoction Semambu with mangosteen skin. Having tried, the results are not as good as the ingredients our ancestors were using Semambu roots,” said Abdul.

After mixing the ingredients Semambu root, yellowish palm juice cooked over a wood-fired kiln for approximately five hours. Furthermore, palm juice that thickens inserted into the mold according to the tastes of the maker or buyer’s sugar people. Any sugar that has been successfully printed and then wrapped in banana leaves.

Typically in this packaging process, which is used instead of banana leaves green. But that is old and dry, brownish color. The goal is to maintain the quality of sweet mixed with sugar to keep it tasteful. The use of banana leaves as well as drying agents believed to prevent palm sugar melted and not easily damaged by moisture.

Of approximately 40 liters of cider harvest sap, Abdul could produce about 4-5 pounds palm sugar in a day. With the selling price of Rp 14 thousand per kg, Abdul had an income to send their three children to the college level.

Malut manufacturing industrial production growth, up 2.54 percent

Central Statistics Agency (BPS) recorded North Maluku, manufacturing industrial production growth and are quarterly (quarter-to-quarter/qoq) in the second quarter of 2013 increased by 2.54 percent from the first quarter of 2013.

“The growth of large manufacturing and industrial production are quarterly in the first quarter of 2013 increased by 2.16 percent from the fourth quarter of 2012. Growth of large manufacturing and industrial production are quarterly in the fourth quarter of 2012 rose by 4.63 percent from the third quarter of 2012 , “BPS chief Malut, Adhi Wiriana, in Ternate, Saturday.

According to him, the growth of production of Micro and Small Manufacturing Industry Quarterly. Growth in industrial production of micro and small manufacturing quarterly in the second quarter of 2013 rose 13.39 percent from the second quarter of 2012.

So, in the first quarter of 2013 rose 11.84 percent from the first quarter of 2012, in the fourth quarter of 2012 dropped by 3.25 percent from the fourth quarter of 2011, and in the third quarter of 2012 increased by 1.26 percent from the third quarter in 2011.

Adhi said, the types of micro and small manufacturing industries that experienced an increase in second quarter production growth in manufacturing large and medium industries (y-on-y) in the second quarter of 2013 increased by 13.13 percent from the second quarter of 2012.

Manufacturing industrial production growth and are quarterly (q-to-q) in the second quarter of 2013 increased by 2.54 percent from the first quarter of 2013. Manufacturing industrial production growth and are quarterly (q-to-q) in the first quarter of 2013 increased by 2.16 percent from the fourth quarter of 2012.

“For the growth of large manufacturing and industrial production are quarterly (q-to-q) in the fourth quarter of 2012 rose by 4.63 percent from the third quarter of 2012,” he said.

That is, the growth of production of large and medium manufacturing industry in 2013 rose 7.60 percent from the first quarter of 2013, in the first quarter of 2013 rose 6.05 percent from the fourth quarter of 2012.

Similarly, in the fourth quarter of 2012 dropped by 1.86 percent from the third quarter of 2012 and the third quarter of 2012 increased by 1.26 percent from the second quarter of 2012.

Projected industry growth of 6.5 percent

National industry growth is projected to end the year at 6.5 percent, in line with national economic growth sought to remain above six per cent.

“I am optimistic the industry growth of 6.5 per cent until the end of the year,” Industry Minister MS Hidayat said after giving the poor kapada Eid gifts and employee groups I and II in the Ministry of Industry, said here on Thursday.

He asserted that the target can only be achieved if other ministries involved escorting a number of investment plans in the industry in order teralisasi this year.

Ministry of Industry, he added, still rely on labor-intensive industries, such as textiles and footwear, as well as other technology-intensive industries and are able to give effect to the creation of the industry chain and new business growth as a draft.

“Labor-intensive industries absolutely must be maintained and are allowed to survive,” said Hidayat. It was judged too important to keep going no huge unemployment in the country.

Hidayat believes processing industry, including the furniture industry, still has a growing trend, compared to primary raw materials-based industries whose prices are falling. Moreover, he said, consumption in the domestic sector is still a mainstay of the national economy, in addition to investment and exports.

“The government agreed to seek national economic growth of not less than six percent,” said Hidayat, who had previously participated in a meeting with the Governor of Bank Indonesia five economic ministers to discuss the current macroeconomic situation.

To keep the national economic growth remained above six per cent, he said, among other things to keep the unemployment rate did not increase, so labor-intensive industries play an important role.

The existence of the Industrial Bank Could Push Manufacturing Sector

MAKASSAR – Proposed Ministry of Industry (Ministry of Industry) regarding the presence of special industrial rated bank could trigger industrial growth better.
Economic observers Hasanuddin University, Syarkawi Rauf explained by the existence of special or specific bank serving the industry could trigger industrial growth in the business sector. The same thing happens in China.
“They have a lot of banks aimed at channeling funding priority activities, such as agriculture with agricultural bank, industrial bank industry, and others,” he said in Makassar on Thursday (25/07/2013).
For this project, the government should include the estimated capital above Rp 5 trillion, so the banks can get three books with high flexibility to manage business products.
DPD Chamber of Commerce and Industry (Kadin) Sulsel also strongly supports the presence of industry-specific bank. Chairman of the Chamber of Commerce of South Sulawesi, Zulkarnain Arif, said the bank’s presence is needed to help businesses meet industry needs.
According to Zulkarnain, the bank line government regulations regarding the application of the rules on the management of raw materials before export overseas.
However, the Chairman of the Banks of South Sulawesi, Andrew Wongjaya, banks should assess the industry empowering government bank that already exist today.
“It should be the government’s existing bank actually asked to allocate credit in the field of industry on the percentage of the loan portfolio,” he explained.