Bukopin Shutter 20% Profit Growth This Year

PT Bank Bukopin target net profit growth of 20% by the end of 2013. Last year, Bukopin profit of Rp 834.7 billion.

With growth of 20%, then the expected profit to Rp 1 trillion. To sustain these targets, Bukopin will perform additional service network and launch new products for the SME business segment, commercial and consumer.

The strategy is targeted to encourage the growth of interest and non-interest income in the range of 20%. The Company is also targeting growth in Third Party Funds (TPF) by 20% and credit growth of 15%.

“Bukopin will add network services in some cities, such as branch office, branch office or cash office,” said President Director of Bank Bukopin Glen Glenardi in a press release on Monday (04/08/2013).

Bukopin currently has 420 service points or outlets consisting of 36 branch offices, 107 branch offices, 136 cash offices, 87 micro offices, 42 payment points and 8 retrieval service (pick-up service). The outlets spread across 22 of the total 33 provinces in Indonesia.

Bukopin service network is also supported by online bank payment point (PPOB / point on-line banking services) 15,000 spread across urban and rural areas. This service is supported by information technology networks and real time on-line.

“For SMEs and micro segments, Bukopin will gradually increase one step process for channeling loans, which is still dominated by the two-step distribution pattern channeling,” added Glen.

Bukopin will also increase capacity and other non-interest income as Swamitra Program, Remittance, Trade Finance, Loan Syndication and Bank Guarantee. Promo savings program with prizes such as cars, motorcycles and gadgets as well as deposit program with a variety of advantages such as cost-free and can be withdrawn penalty whenever the main attraction of the products issued by private banks which had stood since 1970.

“With the addition of service point and the consumer base, Bukopin will continue to improve the performance in 2013. Earnings growth target of 20%, a credit of 15% and amounted to 19.92% asset growth will be achieved in 2013, “said Glen.

Pastry Chef Sang Ayu Anjani Gifted Young

Women with this horse hair tasseled casual conversation with the media crew. I was young, but he was wearing a white uniform can not hide quality. Embroidered on left chest there is a blue ribbon that read ‘Le Cordon Bleu Paris in 1895’.

Ayu Anjani Rahardjo was aged 22 years. However, it is now believed to be a consultant and supervisor pastry World Gourmet restaurant in Kemang, South Jakarta. And he manages home-based pastry business. Not to mention his experience working as a pastry chef in Australia.

Women who familiarly called Ann’s extended family claimed there was nothing to be chef. Most of the work as a musician, including his brother, Rayi RAN. Then, from where she got her cooking skills? Detikfood met on the show ‘Life is Short, Eat Dessert First’ on Wednesday (09.01.13), Ann tells his journey in the culinary world.

Ann admitted she was stubborn as a child. Although her mother forbade playing with fire, Ann anyway. “Eventually my mother upset, my hands actually touched to fire so I knew it was on fire. Hard I cried. Since that time, I learned my lesson,” he said.

However, it seems that remorse did not last long. Ann because both parents busy working, he inevitably required to cook for his own use. “I do not like hungry, so I cook,” he said.

The fire incident also did not make the trauma. After graduating from high school, Ann migrated to Australia in pursuit of education in the culinary field, a field that is familiar with fire. However, since that time she was just 17 years old, he had to wait a year until I can enroll at Le Cordon Bleu Sydney.

To pass the time, Annpun internship at a local restaurant. Although the internship as he handles cuisine (savory dishes), when enrolling in Le Cordon Bleu he chose the field of pastry. “I think it’s more pastry requires skill rather than cooking. Usual cooking if we just need a feeling,” says Ann.

After nine months of study at the prestigious culinary school, Ann managed to get a diploma in the field of pastry. And he had worked at Firefly Tapas & Wine Bar in Sydney before returning to his homeland.

In Jakarta, Ann manage home-based business called ‘Ann’s Bakehouse and Creamery’. His specialty is homemade ice cream. Annpun brand aspires to enter the retail market.

“We are still stuck with the leading ice cream brand from overseas. So if it can, I want to enter into retail as a local brand of ice cream,” he said. Of home-based business is exactly, Ann received an offer to join as a pastry consultant at Gourmet World.

Ann hallmark of home-made dessert is simple, unadorned exaggeration, but neat. The reason, he is more concerned with taste than appearance. “People prefer the zoom scene. Fact, in the end, which can be edible and it really is just the inside,” said presenter cooking shows on private television.

Ann deplore less famous Indonesian food in the international arena. “Because of our lack of promotion. Why Thailand can advance really? Vietnam alone, such a small country, can advance the food,” he said.

He took the example of Australia, where he studied first. According to him, 80% of food in there dominated Thailand and Vietnam. Bulepun people know rice dish because of the popularity of the two countries.

However, according to Ann, Indonesia also had a pastry that can be proud of. “Lapis legit, because of the way bikinnya difficult, expensive, and is a mainstay of Indonesian cake,” he said

Actually, Ann continued, pastries wrapped in banana leaves is also unique. However, for this one, similar to the cuisine has Malaysia. “Moreover, Malaysia terrific promotion. Lapis legit I think that is bad Malaysia do not have,” he concluded.

Takjil Transaction achieve Rp 4 bilions

BOGOR-Who says business takjil during Ramadan is home-based business with minimal turnover. In Bogor, turnover of the business is actually small medium businesses billions of dollars.

During the last six days, the velocity of money to commodities takjil Ramadan City Rain turns to reach Rp 4 billion. Average daily transaction estimated at Rp680 million.
This does not include culinary shopping “street” during fasting, such as in the cafe tent, stalls pecel catfish, seafood or cottage. The transaction is expected to double, from 3 billion to 6 billion per night.

A trader takjil in Jalan Padjadjaran, Ernie claimed could sell 200 packs per day. “Not only compote, but there lupis, golosor noodles, and fried foods. The price is Rp 5,000 per pack, so my turnover approximately one million dollars. Fortunately Rp200 thousand per day, “he explained.

At least there are five centers takjil in Bogor, which is in Housing Yasmin, Jalan Tegalgundil Bantarjati, Suryakencana Street, Fountain Roundabout, and the dam area. Not infrequently, the height of the seasonal market spill resulted in congestion due to the crowds of visitors.

On average in every village there are 10 traders takjil, it is estimated that there are 680 traders takjil in 68 villages in the city of Bogor. When a trader doing an average transaction of Rp 1 million, then the velocity of money to commodities takjil around Rp680 million.

“That figure is logical, very logical. Bogor is quite consumptive, so that small and medium enterprises (SMEs) in the field of culinary enthusiasts never quiet, “said the Chairman of the Chamber of Commerce and Industry (Kadin) Bogor, Radar Bogor to Erik Suganda (Group JPNN), yesterday.

Erik said, Bogor City Chamber of Commerce study culinary related transactions always scored five feet high. “From the afternoon, at about 16:00 in the morning until late, transaction hawkers around Rp3 billion. At Ramadan, increased 100 percent because many people break their fast on the outside of the house, “he explained.

Meanwhile, economic observers Bogor, Nusa Muktiaji said the high turnover of describing a culture of consumption. “It tends to over-consumptive culture. A number of commodities which is usually not consumed, it sought during Ramadan, such as pastries, “he said.

Bank Mega Syariah Aims Rp 265 Billion Profit in 2013

PT Bank Mega Syariah perseoran target by 2013 will reach 265 billion USD before taxes. The Company believes it is able to achieve the target.

This was revealed by the President Director of PT Bank Mega Syariah, Benny Witjaksono time press conference at Menara Bank Mega, Capt. Tendean Road, Jakarta (12/4/2013).

“In 2013, we have reached the target grossnya profit at Rp 265 billion, or after tax of Rp 198 billion. Course to secure this we have step by step,” he said.

Benny did not mention what the expansion to be able to achieve these targets. “We have also reached earlier illustrates that God willing will be up,” he added.

The target is higher than the company’s profit after tax in 2012, which reached Rp 184.8 billion. Said to Benny, corporate profits continue to experience positive trends. Characterized by increased earnings in 2012 amounted to 243.2% in 2011 compared to the previous which only reached Rp 53.8 billion.

Furthermore Benny said, profit after tax increased performance company supported by 3 main things. Among them is the better performance of the company, also in terms of business growth.

“First petumbuhan business itself. Both increase employee productivity, the third, we are very successful in controlling operating costs,” he concluded.

EMC Gets USD 5.29 bln in Q1

EMC Corporation posted a fairly promising financial results in the first quarter of 2013. EMC Q1 revenues reached USD 5.39 billion, an increase of 6% ​​over the same quarter last year.

The GAAP net income of USD 580 million and first quarter GAAP earnings per weighted average number of diluted shares is USD 0.26.

Non-GAAP net income EMC reached USD 850 million, an increase of 4% compared to the same quarter the previous year. Non-GAAP earnings per weighted average number of diluted shares was USD 0.39, up 5% from year to year.

Joe Tucci, Chairman and Chief Executive Officer of EMC said EMC’s solid financial results in the first quarter illustrates the power and precision of their execution strategy that offers efficiency, control, choice and greater agility to customers.

“Our three business federation – EMC Information Infrastructure, VMware and Pivotal – focusing on the IT sector is expected to experience high growth in the next decade: cloud computing, Big Data and IT reliable,” he added, in a written statement on Thursday (16 / 5/2013).

Down 9%, Astra International Record Profit Rp 8, 8 Trillion

PT Astra International Tbk (ASII) posted a drop in first half net profits in 2013 by 9 percent to Rp 8, 8 trillion, compared with the previous acquisition in 2012 of Rp 9, 7 trillion. Net income per share decreased by 9 percent to Rp218 per share.

The decline in profit was also followed by the acquisition of net revenues during the first half of 2013, down slightly by 2 per cent to Rp94, 3 trillion over the same period in 2012 amounted to Rp95, 9 trillion.

“Although the outlook remains positive domestic demand, increased competition in the automobile market, rising labor costs and declining commodity prices expected to affect the performance of the business in the second half of this year,” said President Director of Astra International Prijono Sugiarto in a written statement on Tuesday (30 / 7/2013).

The company contributed revenue of the company’s business lines, one of which is the automotive division net profit declined by 10 percent to Rp 4, 4 trillion, consisting of R1, 9 billion from the Company and its subsidiaries, as well as Rp2, 5 trillion from associated companies and jointly controlled entities in the automotive field.

Throughout the first half of 2013, demand for motor vehicles remains high, supported by rising incomes and loan interest rates are still affordable. However, increased competition due to increased domestic production capacity and the high cost of labor has led to decrease in net income contribution from the automotive segment.

Regulatory minimum down payment on auto financing imposed sharia financing for companies since January 1, 2013 and the bank on 1 April 2013, had little impact on the first half performance of the Company.

“While it is still too early to estimate the impact of rising fuel prices that occurred in late June, the automotive sales,” he explained.

Prime Gapuraprima profit soars 318% So Rp 71 Billion

PT Prime Gapuraprima Tbk (GPRA) record net profit of Rp 71 billion in the first half of 2013, up 318% over the same period last year of Rp 17 billion. Profit rose due to an increase in sales of property projects.

In addition to earnings, the company’s sales also grew to Rp 242 billion during the first six months in 2013, up 60% over the same period last year of Rp 154 billion.

“A pretty solid performance of the company marked the sale of some of peningkan owned projects that boost the recorded rise in net profit,” said President Director of Prime Gapuraprima Rudy Margono, in a written statement on Friday (02/08/2013).

Rudy said the company’s operating income collected until June 2013 reached USD 89 billion, up 56% compared to the same period in 2012 which stood at Rp 38 billion.

With the achievement of the performance, Rudy optimistic residual second half of 2013 will also give good results for the company. “We sure could record sales of more than Rp 1 trillion this year,” he said.

To achieve that goal, various measures have been prepared in which the company completed acquisitions of 4 (four) project in Nusa Dua Bali, Pondok Indah in South Jakarta and Tangerang Chester South.

This year the company has focused on developing a number of projects, such as Diamond City-Cipayung area of ​​3.48 ha, Graha Azzura MT Haryono area of ​​0.37 ha, Ciawi Superblock (Ciawi) area of ​​2.5 ha and Air Force Radar-Cimanggis, Depok area 6 ha.

“The total value of the projects that we have prepared this year to reach Rp 1.1 trillion,” he said.

Looking ahead, said Rudy, Prime Gapuraprima also adds new 3-star hotel that is Gapuraprima Hotel located at Jalan Gatot Subroto, Central Jakarta, Mega Kuningan Best Western Hotel, South Jakarta, as well as the Best Western Hotel-Serpong, Tangerang.

Astra International reported net profit of Rp 8, 8 trillion

PT Astra International Tbk (ASII) posted a net profit of Rp 8, 8 trillion in the first semester of 2013, down nine percent compared to the same period in 2012 Rp9, 7 trillion.

“The performance of the company and its subsidiaries in the first semester of 2013 showed a slight decrease compared to the first half of 2012,” said President Director ASII, Prijono Sugiarto in a press release here on Tuesday.

He added that Astra’s net income during the first six months of 2013 also decreased by two per cent to Rp94, 3 trillion, compared to the same period in 2012 amounted to Rp95, 9 trillion,

“Although the outlook remains positive domestic demand, increased competition in the automobile market, rising labor costs and declining commodity prices expected to affect the performance of the business in the second half of this year,” he said.

He argues Astra Group activities remain focused on six core business lines, namely the automotive division, financial services, heavy equipment and mining, agribusiness, infrastructure and logistics, and information technology.

Mentioned, several divisions which decreased net income in the first semester of 2013 the automotive division fell by 10 percent to Rp 4, 4 trillion. Net income and mining equipment division fell 24 percent to R1, 4 billion.

Then, the net profit agribusiness division decreased by 25 percent to Rp571 billion. And the net profit and logistics infrastructure division fell by 29 percent to Rp223 billion.

Meanwhile, the division has increased, the financial services division’s net profit rose 19 per cent to Rp2, 1 billion. And, net income and information technology division of Rp55 billion, up two percent compared to the first half of 2012.

Earnings Fall 22% Pawnshops Because Kraft

Mortgage PT (Persero) recorded a decrease in net income to Rp 718 billion in the first half of 2013. The number is down about 22% when compared with net income in the same period of the previous year of Rp 929 billion. Profit decline was due to a continued decline in the price of gold on the market.

“The decline in gold prices greatly affect the performance of the company’s significant because when the price of gold fell Mortgage loan disbursement will face obstacles because its value will go down as the price of gold down,” said Director of Mortgage Finance Agus Dwi Pramoedya when met at the Central Office Pawn Kramat, Jakarta, Thursday (01/08/2013).

However, he said, although besih profit declined but remains the company’s turnover rose. In the first half of this year, the company’s revenue still grew by 6.5% to Rp 4.1 trillion over the same period the previous year which only Rp 3.8 trillion.

Total assets also go up to Rp 33 trillion in the first half of 2013, an increase of 13% when compared to its total assets in the same period the previous year which reached Rp 29.1 trillion.

From the business side, Pawn is able to achieve a turnover in the pawning business of gold amounting to Rp 46 trillion in the first half of 2013, an increase of 6% from the same period last year of Rp 43 trillion.

“It is conventional. If sharia as of June 2013 was Rp 6 trillion, Rp 5.5 trillion last year finished up 8.6%,” he said.

In addition, the company’s customers also increased 15% to 14.4 million in the first half of 2013, when compared to the same period of the previous year which only 13.7 million.

“Seeing this increase, we believe the mortgage business will continue to grow,” he said.

Ahead of Idul Fitri, Tuberose Flowers Laris Manis

Ahead of Eid, people usually decorate their homes with fresh flowers. Residents usually invade the largest flower market in Jakarta, Rawa Belong.
Head of Business Unit Means Sentra Rawa Belong Flower Market Flower M Muljadi said the most sought after community interest ahead of Eid is the tuberose flower.
He considered the tuberose flower is highly sought after by people who want to decorate her house when Lebaran. “Tuberose became the best-selling interest ahead of the Eid al-Fitr,” said Muljadi to Tempo in his office, Tuesday, August 6, 2013, afternoon.
Mulyadi revealed in January, about 800 thousand to one million tuberose flower stalks are sold out for the H-3 to H-1 or takbiran night. Tuberose stalks one for Rp 5000-6000. “Imagine if sold 800ribu stalk, flower traders how the overall turnover in the Rawa Belong market,” said Muljadi.
A similar sentiment was expressed by Toyib (59), flower merchants Ambarawa origin, Central Java. Toyib admitted Tuberose flower sales increased dramatically ahead of Eid. “Especially at night takbiran, I could sell a lot. Were so many to forget how the stalks are sold,” said Toyib.
Grace, 39 years old, one of the consumers who buy flowers Tuberose in Rawa Belong market is said every year to buy flowers to decorate her house. Once purchased, Grace willing to spend Rp 500 thousand to 100 tuberose stalks.
“It’s over the years I bought here, to beautify the house,” said the mother of two children. “She smelled too bad, make a fresh home.”
Muljadi assess the increase in sales of the Tuberose is affected by the fall holidays and leave together ahead of Idul Fitri. According to him, if the schedule falls off with the 4-5 days ahead of Eid, the tuberose sales will decline, but not too significant.
“So depending on the holiday of Eid fall when, as in 2008, when it fell off a longer time after Lebaran, so our sales to decline,” said Muljadi. “Yes, because people do not have time to buy.”