Bank Profit Reaches Rp 8.3 Trillion, Up 16%

PT Bank Mandiri Tbk recorded a net profit of Rp 8.3 trillion in the first half of 2013. This profit rose by 16% from the previous period in 2012.

Bank Mandiri president director Budi G Sadikin explain the increase in net income was driven by the acquisition of translucent increase in operating income of Rp 22.9 trillion, up 17.8% from the previous period in 2013.

“The increase in operating income by 17.8% to Rp 22.9 trillion. Was contributed premium income and net interest, fee-based income.’s Net profit of Rp 8.3 trillion was also supported by the company’s ability to control operating costs at group and subsidiary,” said Budi in the event of public exposure to second-quarter financial report 2013 Plaza Mandiri Bank Mandiri in Jakarta, Monday (07/29/2013).

The bank also recorded credit growth of 22.3% to Rp 428.7 trillion in the second quarter of 2013. That supports the achievement of the Bank’s total assets increased to Rp 672.2 trillion, up 17.6% over the same period last year. Meanwhile, the quality of earning assets also remain well preserved, which looks at the ratio of non-performing loans (NPL) of 0.55% net.

“We are thankful in the midst of intense competition and slowing economic growth, the Bank can continue to show loan growth above market growth. This is one of our commitments to improve access to finance productive country to prosper,” he explained.

The increase in lending occurred in all business segments. The highest growth occurred in the micro segment grew 58.1% to reach Rp 23.9 trillion in the first semester of 2013.

Meanwhile, the credit is channeled to the segment of micro, small and medium enterprises (MSME) recorded a growth of 26.5% to Rp 60.2 trillion.

The bank also helped channel special financing with government guarantee scheme, namely by channeling People’s Business Credit (KUR). Total limit KUR has been disbursed by Bank Mandiri to June 2013 reached Rp 12.2 trillion, which is distributed to more than 237.6 thousand customers.

“Public confidence to Bank Mandiri also higher, as indicated by the increase in third-party funds to Rp 502.4 trillion in June 2013 from Rp 418.2 trillion in June 2012. Saving community continues to grow to Rp 206.6 trillion, up 19 1% over the same period last year, “he added.

Ramadan, Sugar Sugar Origin Rohul Demand Rises

Palm sugar origin Rokan Hulu (Rohul) most in demand because people can survive for four months without melting. A good quality of palm sugar make this request during Ramadan and Lebaran increasing.

Palm sugar or palm sugar Rohul origin is the most delicious sugar than the same from others. Making a very natural recipe to make palm sugar origin Rohul most sought although the price is relatively more expensive compared to other palm sugar. But people like this Rohul palm sugar origin because its authenticity.

Mahmuddin (45) was one of middlemen Kaiti village, in the village of West Central Rambah, District Rambah, Rohul, which is 200 km to the northwest of Pekanbaru. In the village, entered the holy month of Ramadan until Lebaran, enaunya increased sugar demand than usual. If in regular day 150 kg, then when Ramadan to about 300 kg per day.

“There are about 30 heads of families who are struggling with making this palm gulau. Usually in a day, each of them can produce 5 kilograms. But this Ramadan they can make up to twice a day,” said Mahmuddin.

Production, further Mahmuddin palm sugar is still lacking because of this village is not only to meet the needs of Rokan Hulu. This sugar is also sold up to Pekanbaru.

The increasing demand to make the selling prices slightly up than usual. If usually sold at Rp 14 thousand per kg, now to Rp 16 thousand per kg. Based on the experience of previous years, during Ramadan every citizen could pocket the money from Rp 3.5 million to Rp 4.5 million.

“Month of Ramadan brings blessing for the villagers because they can achieve more sustenance than a cottage industry Kaiti palm sugar,” said Mahmuddin.
Concoction

Requirements to get a good sap juice, one of them is by heating or fumigating container bamboo as reservoirs. The goal for the juice and sour sap not be damaged.

Meanwhile, bamboo is carried up to the top of the container used as a substitute for cider juice container already filled. While the bamboo container mounted on the base of a palm tree at Mayang previous period, was brought down.

Before installing a bamboo container, the base has been cut sap Virgin beaten several times. This extra treatment has become a tradition since the species is fairly sensitive plants.

Not infrequently, people recite certain mantras or prayers as will tapping sap in hopes of getting better results the next day. “In our belief, this juice extract to be in a state of heart and mind clean and quiet. Goal for the juice sweet, flavorful sap which is not typical of acid and smells bad,” said Abdul End (54), one of the palm sugar makers.

Instead, when tapping sap juice in a state of anger hearts and minds are messed up, you can bet the results are not good. Once the raw material obtained, the next process is to enter Semambu root, a herb hereditary typical villagers Kaiti.

Ie three doses of this herb root segments Semambu to about 15 liters of sap extracts were accommodated within approximately one meter long bamboo earlier. This herb left in the palm juice for about seven to eight hours. The goal for the sweetness of palm growing steadily and has not changed so sour. This herb is also useful to condense palm sugar after cooking, making it easy to print and not easily melt.

“People who travel West Java was never suggested that we should change the root decoction Semambu with mangosteen skin. Having tried, the results are not as good as the ingredients our ancestors were using Semambu roots,” said Abdul.

After mixing the ingredients Semambu root, yellowish palm juice cooked over a wood-fired kiln for approximately five hours. Furthermore, palm juice that thickens inserted into the mold according to the tastes of the maker or buyer’s sugar people. Any sugar that has been successfully printed and then wrapped in banana leaves.

Typically in this packaging process, which is used instead of banana leaves green. But that is old and dry, brownish color. The goal is to maintain the quality of sweet mixed with sugar to keep it tasteful. The use of banana leaves as well as drying agents believed to prevent palm sugar melted and not easily damaged by moisture.

Of approximately 40 liters of cider harvest sap, Abdul could produce about 4-5 pounds palm sugar in a day. With the selling price of Rp 14 thousand per kg, Abdul had an income to send their three children to the college level.

Malut manufacturing industrial production growth, up 2.54 percent

Central Statistics Agency (BPS) recorded North Maluku, manufacturing industrial production growth and are quarterly (quarter-to-quarter/qoq) in the second quarter of 2013 increased by 2.54 percent from the first quarter of 2013.

“The growth of large manufacturing and industrial production are quarterly in the first quarter of 2013 increased by 2.16 percent from the fourth quarter of 2012. Growth of large manufacturing and industrial production are quarterly in the fourth quarter of 2012 rose by 4.63 percent from the third quarter of 2012 , “BPS chief Malut, Adhi Wiriana, in Ternate, Saturday.

According to him, the growth of production of Micro and Small Manufacturing Industry Quarterly. Growth in industrial production of micro and small manufacturing quarterly in the second quarter of 2013 rose 13.39 percent from the second quarter of 2012.

So, in the first quarter of 2013 rose 11.84 percent from the first quarter of 2012, in the fourth quarter of 2012 dropped by 3.25 percent from the fourth quarter of 2011, and in the third quarter of 2012 increased by 1.26 percent from the third quarter in 2011.

Adhi said, the types of micro and small manufacturing industries that experienced an increase in second quarter production growth in manufacturing large and medium industries (y-on-y) in the second quarter of 2013 increased by 13.13 percent from the second quarter of 2012.

Manufacturing industrial production growth and are quarterly (q-to-q) in the second quarter of 2013 increased by 2.54 percent from the first quarter of 2013. Manufacturing industrial production growth and are quarterly (q-to-q) in the first quarter of 2013 increased by 2.16 percent from the fourth quarter of 2012.

“For the growth of large manufacturing and industrial production are quarterly (q-to-q) in the fourth quarter of 2012 rose by 4.63 percent from the third quarter of 2012,” he said.

That is, the growth of production of large and medium manufacturing industry in 2013 rose 7.60 percent from the first quarter of 2013, in the first quarter of 2013 rose 6.05 percent from the fourth quarter of 2012.

Similarly, in the fourth quarter of 2012 dropped by 1.86 percent from the third quarter of 2012 and the third quarter of 2012 increased by 1.26 percent from the second quarter of 2012.

Projected industry growth of 6.5 percent

National industry growth is projected to end the year at 6.5 percent, in line with national economic growth sought to remain above six per cent.

“I am optimistic the industry growth of 6.5 per cent until the end of the year,” Industry Minister MS Hidayat said after giving the poor kapada Eid gifts and employee groups I and II in the Ministry of Industry, said here on Thursday.

He asserted that the target can only be achieved if other ministries involved escorting a number of investment plans in the industry in order teralisasi this year.

Ministry of Industry, he added, still rely on labor-intensive industries, such as textiles and footwear, as well as other technology-intensive industries and are able to give effect to the creation of the industry chain and new business growth as a draft.

“Labor-intensive industries absolutely must be maintained and are allowed to survive,” said Hidayat. It was judged too important to keep going no huge unemployment in the country.

Hidayat believes processing industry, including the furniture industry, still has a growing trend, compared to primary raw materials-based industries whose prices are falling. Moreover, he said, consumption in the domestic sector is still a mainstay of the national economy, in addition to investment and exports.

“The government agreed to seek national economic growth of not less than six percent,” said Hidayat, who had previously participated in a meeting with the Governor of Bank Indonesia five economic ministers to discuss the current macroeconomic situation.

To keep the national economic growth remained above six per cent, he said, among other things to keep the unemployment rate did not increase, so labor-intensive industries play an important role.

The existence of the Industrial Bank Could Push Manufacturing Sector

MAKASSAR – Proposed Ministry of Industry (Ministry of Industry) regarding the presence of special industrial rated bank could trigger industrial growth better.
Economic observers Hasanuddin University, Syarkawi Rauf explained by the existence of special or specific bank serving the industry could trigger industrial growth in the business sector. The same thing happens in China.
“They have a lot of banks aimed at channeling funding priority activities, such as agriculture with agricultural bank, industrial bank industry, and others,” he said in Makassar on Thursday (25/07/2013).
For this project, the government should include the estimated capital above Rp 5 trillion, so the banks can get three books with high flexibility to manage business products.
DPD Chamber of Commerce and Industry (Kadin) Sulsel also strongly supports the presence of industry-specific bank. Chairman of the Chamber of Commerce of South Sulawesi, Zulkarnain Arif, said the bank’s presence is needed to help businesses meet industry needs.
According to Zulkarnain, the bank line government regulations regarding the application of the rules on the management of raw materials before export overseas.
However, the Chairman of the Banks of South Sulawesi, Andrew Wongjaya, banks should assess the industry empowering government bank that already exist today.
“It should be the government’s existing bank actually asked to allocate credit in the field of industry on the percentage of the loan portfolio,” he explained.

Antam Boost Gold Prices Current Production Loss

Jakarta – The impact of the recent decline in gold prices makes PT Antam (Persero) Tbk boost production of precious metals in order not to erode the company’s revenue.

“The price of gold is currently down due to the economic turmoil in the U.S. and Europe, but to offset the decline in revenue we actually have to boost gold production, the formula P x V the right price x volume, price drops production should be increased,” said President Director of PT Antam Tattoos Miraza in gathering with the media in Cikini, Jakarta, Thursday (18/07/2013)

Tattoos disclosed, for gold production of the company’s first half of 2013 was 51% above last year’s production of the same period of 2012 (unaudited).

“Gold production in 2012 reached 3.6 tons, compared to last year’s production has already reached 51% in the first half of 2013,” said Tato.

It also occurs in other commodities such as silver produced by Antam is 97% compared to the same period in 2012 and 120% coal.

“The rising price of minerals is still dependent economy America and Europe, specifically the gold market also depends on whether gold is still glancing first or look for alternatives to gold,” he said.

Fasting month, Marcell Enterprises Chandrawinata More Profit

In honor of the Muslims who are fasting, Marcell Chandrawinata businesses in the culinary field inevitably have to be closed during the day and just started operation in the evening. But the sister of Nadine Chandrawinata remain grateful for his restaurant that night visited by visitors.
“At noon the heck is empty. Yeah grateful evening there were still eating,” said the movie’s GUYS MAKE DIZZY Friday (19/7) in SCBD, South Jakarta.
Yet 26-year-old man was admitted initially had feared that obtained decreased turnover. But from the experience of last year, it actually increased its revenue during the month of Ramadan.
“Initially not know how to handle the fast fitting, fear decreases, apparently not. Optimistic further increased this year,” hope actor who was born in Hannover, Germany was.
In fact, when the arrival time of dawn, Marcell frequent social activities with local people sharing food.
“Resto cave in Senopati, love to eat box around the neighborhood,” he said.

PT Intiland Record 70 Percent Increase in Net Income

Intiland Development (Intiland) recorded an increase in its net profit by 74.85 percent to Rp140, 48 billion compared to the previous acquisition valued at Rp80, 18 billion. The increase also followed the company’s operating profit also increased by 76.17 percent to Rp250, 62 billion compared to the previous.

Director of Investments and Capital Management Intiland Pradono Archied Noto explained, the increase was primarily due to the soaring profitability of the company’s total operating revenues. Value of revenues increased in all business segments, both derived from real estate development, mixed-use and high rise, industrial, and hospitality.

“The first six months of this year, the property market is prospective and the trend is likely to increase people’s needs. This phenomenon is also reflected in revenue growth Intiland, either from development or re-curring income income, “he said in a written statement on Sunday (07/28/2013).

Based on financial statements as of June of 2013, the company posted revenue of 764.89 billion, up 44.12 percent compared to the first half of 2012. Increased revenues are primarily derived from the sale of residential and industrial areas.

“The increase in sales due to the recognition of revenue from the segment of residential areas, especially from Graha Natura project at Talaga Bestari in Surabaya and Tangerang, as well as sales of Ngoro Industrial Park II,” said Archied

Further, revenue from development (development income) stood still the largest contributor to the company’s valued at Rp687, 78 billion, or 89.92 percent of the total operating revenues Intiland. The number surged Rp224, 11 billion, up 48.33 percent compared to the first half of last year.

Real estate development segment was the largest contributor by contributing sales of Rp324, 91 billion or 42.47 percent reach. That number has increased by 30.16 percent compared Rp249, 62 billion in the first six months of last year.
The next largest contributor by Archied, derived from the industrial park development segment with sales valued at Rp185, 46 billion or 24.24 percent of the total revenue.

Compared to the first half of last year’s acquisition amounted to Rp46, 06 billion this year then its value soared up to four times. Development of mixed-use and high rise recorded contributed Rp177, 41 billion or 23.19 percent.

Meanwhile, for a sustainable income, Intiland recorded at Rp77, 10 billion, or 10.08 percent of total company revenue. This number is up 14.98 percent compared to the first half of last year. Revenues from the office segment reached Rp45, 51 billion or contributed 5.94 percent, followed by contribution of sport and golf is reached Rp21, 75 billion (2.84 percent), as well as the hospitality segment Rp9, 85 billion (1, 28 percent).

Industry: Chewy Sweet soft si Moci

This one pie came from the bamboo curtain country. Tiny spheres are soft and chewy sticky proved many fans. The price is not too expensive and flavor variations, and it very much. Want the Cianjur, Sukabumi or Semarang? Hmm … everything is good!

Moci cake is one type of cake that comes from the famous Chinese kitchens in various Asian countries. This cake is made from glutinous rice flour dough filled with a mixture of peanuts, sesame and sugar. Flour wrapped on the outside make this cake ‘powdery’ white and unique looks.

In a variation, the cake was featured in numerous variations. No exterior is wrapped with chopped nuts or sesame seeds. The contents are varied, with some filled chocolates, coconut, cheese, and fruit jam. Whereas mocinya size, in the area of ​​West Java are usually teeny-tiny, whereas in Central Java and in stores, moci sold in larger form.

The Cianjur and Sukabumi, moci sold in bamboo baskets. One kerangjang moci contains 5 grains. In this area normally moci still wear traditional flavors such as vanilla or pandan. The contents are also still in the form of sesame and peanuts. Almost all moci a cottage industry products.

Moci variants in Semarang is bigger and also varied as taro dough, chocolate. Variety it is also more modern. Moci is usually packaged in a beautiful box that fits taken as souvenirs. Of course the price is more expensive.

When I’m walking around the area to Cianjur, Sukabumi, Bandung Semarang or, moci cake could be a souvenir. This cake is enjoyed as a delicious afternoon tea or coffee. Feel the sensation of soft and chewy sweetness on the tongue!

Rice production is estimated Lampung 3.15 Million Tons

Rice production in Lampung Province in 2013 based on forecast figures I estimated at 3.15 million tons of milled rice (GKG), an increase of 48.53 thousand tons or 1.56 percent compared to the previous year rice production.
“The increase in rice production due to an increase in productivity by 1.48 quintals per hectare or 3.07 percent, from 48.32 quintals per hectare of paddy in 2012 to 49.80 quintals per hectare of paddy this year,” said Head of Distribution Statistics Central Bureau of Statistics Bambang Widjanarko in Bandar Lampung, on Saturday.
He said that rice production in 2012 is based on fixed rates as much as 3.10 million tons of paddy, up by 160.66 thousand tons or 5.46 percent compared to last year’s production.
The increase in production was due to an increase in harvested area of 34.90 thousand hectares or 5.75 per cent, he said.
According to one of the origins of rice farmers Pekalongan district, East Lampung District, Surahman, stock grains in the region began to enter the harvest as abundant rice in the rice farming centers.
“Sizable increase grain yields,” he said.
He said, most of the rice crop in the area of grain production centers in Pekalongan District has entered a period of harvest, given the average age of the plant is more than 80 days.
Rendeng season (monsoon) rice crop is usually around the age of 90 days or three months, but this time in season gadu age of only about 80 days so it can be harvested more quickly, he said.
According to him the current grain production or increased due to better supply of irrigation water technicalities included smoothly, especially minimal presence of pests and diseases that attack rice plants.
Meanwhile, the price of grain at the farm level has reached Rp3.650 per kilogram, and the price of rice ranges from 6,500 – 7,000 per kilogram, depending on the type and quality of the rice.