DSNG CPO Production Up 31.1%

JAKARTA – PT Dharma Satya Nusantara Tbk (DSNG) in the first semester of 2013 successfully increased CPO production to 145.397 tonnes, up 31.1% over the same period last year. While CPO sales volume increased 30.5% to 147.693 tons.

The Company also recorded an increase in the production of fresh fruit bunches (FFB) during the period January to June 2013, which reached 555,570 tons, an increase of 28% compared to the same period the previous year. FFB processed while reaching 600 350 tonnes, up 35% from a year ago, which is obtained from the core plantations, smallholders and third parties. In terms of efficiency, up to June 2013, the company also managed to maintain the Oil Extraction Rate (OER) CPO average level of 24.2% and an average of Free Fatty Acids (FFA) of about 2.6%.

Djojo Boentoro, President Director of PT Dharma Satya Nusantara Tbk, said in a press release FFB production volume increases due to increasing crop area is mature and age of the Company’s plants. Mature plants increased the total area of 42 333 hectares in 2012 to 48,470 hectares in 2013, while the productivity of FFB per hectare to 11.9 tonnes per hectare increased by 9% over the same period the previous year.

The expansion of the Company is still in accordance with the schedule. “Progress of new plantings which the Company achieved in the period January to June 2013 reached 4,195 hectares, an increase of 116% over the same period last year, so the amount of acreage planted until June 2013 has reached 65,247 hectares.

Until the end of 2013, the company expects the new plantings to 8,000 hectares, which comprised consists of 4,200 to 3,800 for the core and plasma.

Home Finance of America – Now Offering Lowest Mortgage Payments

Home Finance of America , one of the nation’s leading online mortgage banks, is proud to announce that they are offering a mortgage rate of 3.125% (APR 3.295%) for a mortgage fully amortizing in 30 years. The interest rate on this special loan program is fixed at 3.125% (APR 3.295%) for the first 5 years after settlement and is known throughout the mortgage industry as a 5/1 ARM. A 5/1 ARM fully amortizes in 30 years so like traditional a 30 year fixed rate mortgage so the resulting monthly payment is low. A 5/1 ARM has an initial fixed interest rate for the first 5 and may adjust once each year for the remaining 25 years of the loan. The initial fixed interest rates for adjustable rate mortgages are significantly lower than those offered for 30 year fixed rate mortgages.

While Home Finance of America is currently offers the mortgage industry’s lowest 30 year fixed rate mortgage at 4.125% (APR 4.293%) a financially savvy borrower will in most cases find the 5/1 ARM is a better product. On a $200,000 5/1 ARM at Home Finance of America’s current rate of 3.125% (APR 3.295%) a borrower would save $112.55 each month in a 5/1 ARM as compared to the 30 year fixed at 4.125% (APR 4.293%). This saves the borrower $1,350.60 each year and $6,753.00 during the first 5 years of the loan when the interest rate is guaranteed not to change.

The perceived risk of an “adjustable” rate mortgage is much greater than the actual reality. The average life of an American mortgage is surprisingly only 6.5 years; subjecting the average 5/1 ARM to only 1.5 years of higher payment risk and only two rate adjustments. Moreover, the Fed is committed to keeping the short term interest rates that affect the indexes determining adjustable mortgage rates low indefinitely. There’s a good chance that in 5 years a borrower will see their adjustable rate drop or remain the same. The savings almost always outweigh the risks.

About Home Finance of America:

Home Finance of America is a direct mortgage lender and will lock-in low mortgage rates for borrowers at the time of the application. Home Finance of America currently holds an A rating with the Better Business Bureau. The privately held corporation has specialized in originating low rate residential loans to qualified borrowers since 1993. They are a national leader in online mortgage lending. Loan originators are available seven days a week by calling 1-800-358-5626.

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Protein needs can be Filled with Fly Larvae from Machine Eat It

Everyone must know that soy or eggs can be a meat substitute material because it is rich in protein. But apparently protein needs can also be met from fly larvae harvested from the machine. Want to try?

Woman from Austria, Katharine Unger, developing a new engine, named Farm to harvest 432 pounds of larvae every week and enough for two meals. Industrial design graduate of the University of Applied Arts in Vienna is developing the idea because he wanted to tackle livestock meat industry by producing proteins that nobody else in the house comes from the larvae of flies.

Larvae were processed using Farm 432 will smell like potato flour with the taste a bit ‘spicy’ and solid. This machine is designed with light and space Unger enough for fly larvae to grow and produce. Although the current design of the tool is still in use in the home kitchen, but the system could be improved for use in the professional kitchen.

“This tool is easy to use by anyone, you just need to put some black flies and here they will breed and then moved to a larger space to produce larvae,” Unger said, as quoted by the Daily Mail, Thursday (1/8 / 2013).

Then, the larvae will be in a separate area and then it will move to the top of the tube. Once processed, the larvae will be directed into containers such as cups and ready to be eaten. Some larvae which fell back into the machine will be processed again.

Unger chose black flies because it’s kind of easy to breed animals and contains high calcium, amino acids, and 42 percent protein. The amount is double the protein content in chicken breast. One gram of black fly eggs can produce 2.4 kg of protein after processing at Farm 432 for 432 hours.

“But if the black flies are not to your taste, then the larvae of other animals can also be used,” said Unger. In 2050, meat production is expected to increase 50 percent to meet the needs of a rising population.

“Since we’ve been using one third of agricultural land for the production of animal feed, it is necessary to develop new methods of production alternative food sources,” said Unger.

Recent reports indicate that the insect is one viable source of protein for humans such as grasshoppers or ants can be packed into protein substitute that is not more dangerous than beef cattle. To eat the larvae, Unger recommend using tomato risotto.

“I love mixing parboiled rice with rice and larvae, then I add a lot of tomato sauce in it and a little parmesan cheese. Then add a little parsley or basil on it, then you become perfect dish,” says Unger.

Jump 25%, BCA Bag Rp 2.9 Trillion Profit

PT Bank Central Asia Tbk (BCA) bagged the first quarter 2013 net profit of Rp 2.9 trillion. That figure is up 25.5% from the previous year’s net profit of only Rp 2.3 trillion.

Rising corporate profits driven by operating income consists of net interest income and other operating income also rose 23% to Rp 7.7 trillion in the first quarter of 2013 compared to the same period of the previous year which only Rp 6.2 trillion.

BCA President Director John Setiaatmadja said, the increasing contribution of the loan portfolio to total earning assets and the low level of interest expense (cost of funds) has prompted an increase in net interest margin (NIM) by 66 basis points year on year to 5.9%.

“BCA recorded a satisfactory business performance supported by solid growth in lending activity,” he said in the first quarter performance report, 2013, at the Hotel Kempinski, Jakarta, Monday (04/29/2013).

Jahja mention, total loans amounted to Rp 265 trillion at the end of March 2013, up 26.7% over the same period the previous year which only Rp 209.2 trillion.

SMEs loans grew 30.2% yoy to Rp 105.7 trillion in March 2013. Consumer credit which is supported by the performance of loans (mortgages) and the Motor Vehicle Credit (KKB) rose 34.4% yoy to Rp 71.7 trillion in March 2013.

Mortgages rose 43.1% yoy or Rp 13.2 trillion or Rp 13.2 trillion to Rp 43.7 trillion. KKB grew 21.4% yoy to Rp 21.7 trillion in March 2013, compared to the previous year’s position that only Rp 17.9 billion.

Meanwhile, corporate loans grew 17.2% yoy to Rp 87.6 trillion at the end of March 2013 supported by high demand in the transportation and logistics segment, power generation as well as distributors, retailers and department stores.

BSD Bag Sales of Rp 4, 19 Trillion

PT Bumi Serpong Damai Tbk (BSDE) recorded pre-sales of Rp 4, 19 trillion in the first semester of 2013. The achievement equivalent to a growth of 79 percent compared with the same period in 2012 amounted to Rp2, 35 trillion.

“In the first semester of 2013 BSDE has gained 60 percent or Rp 4, 19 trillion marketing sales target of 2013, the Company determined that 7 trillion,” said Director and Corporate Secretary of PT Bumi Serpong Damai Tbk, Hermawan Wijaya quoted from a written statement the company on Tuesday (16/07/2013).

Accelerated growth, he added, is sustained partnership strategy and solid demand for the products of particular residential property that we offer both in BSD City as well as in other projects that we manage.

Under the project, BSD City as a flagship project of the members of the group Sinar Mas Land posted the biggest contribution to marketing sales which amounted to 82 percent. While Tourism contributes the second largest city with a seven per cent next Grand Tourism Bekasi contribute five percent and others.

Based on segment income, the biggest contributor of marketing sales the first half of 2013, recorded by the proportion of land sales by 64 per cent to the total sales and marketing accounted for by the second largest contributor with 26 per cent of residential sales. This was driven by the sale of the land to the three strategic partners of the Company through a subsidiary that was formed by the joint venture scheme. The three partners are, among others, Hongkong Land, AEON Mall Japan and Dyandra.

“In 2012, contribution of land sales in the range of 32 percent residential and 58 percent was recorded. Segment of land this year be the growth driver for the Company, it is our strategy to double its growth through value creation on land-bank that we manage,” he explained.

Home Shop segment (Shophouse) during the first half of 2013 contributed nine percent or Rp391, 72 billion compared to gains in the same period in 2012 which is Rp169, 12 billion. This segment grew 43 percent year on year (yoy) and became the third largest contributor to the Company’s marketing sales.

Home Finance of America – Now Offering Lowest Mortgage Payments

Home Finance of America,

one of the nation’s leading online mortgage banks, is proud to announce that they are offering a mortgage rate of 3.125% (APR 3.295%) for a mortgage fully amortizing in 30 years. The interest rate on this special loan program is fixed at 3.125% (APR 3.295%) for the first 5 years after settlement and is known throughout the mortgage industry as a 5/1 ARM. A 5/1 ARM fully amortizes in 30 years so like traditional a 30 year fixed rate mortgage so the resulting monthly payment is low. A 5/1 ARM has an initial fixed interest rate for the first 5 and may adjust once each year for the remaining 25 years of the loan. The initial fixed interest rates for adjustable rate mortgages are significantly lower than those offered for 30 year fixed rate mortgages.

While Home Finance of America is currently offers the mortgage industry’s lowest 30 year fixed rate mortgage at 4.125% (APR 4.293%) a financially savvy borrower will in most cases find the 5/1 ARM is a better product. On a $200,000 5/1 ARM at Home Finance of America’s current rate of 3.125% (APR 3.295%) a borrower would save $112.55 each month in a 5/1 ARM as comp

Indonesian Cement profit soars Rp 2.58 Trillion

PT Semen Indonesia (Persero) Tbk recorded a growth in financial performance in the first semester of 2013 increased compared to the same period last year. Recorded a net profit of Rp 2.58 trillion or Rp 436 per share, an increase of 22.9 percent.

Semen Indonesia President Director Dwi Soetjipto said Indonesian Cement net profit growth in line with the achievement of revenue, which stood at Rp 11.4 trillion, an increase of 31.9 percent over the same period last year, which stood at Rp 8.6 trillion.

“Revenue is supported by the total cement sales volume stood at 12.23 million tons, an increase of 18.3 percent over the same period last year amounted to 10.32 million tons,” said Dwi in Jakarta, Monday (29/7).

While the national cement sales volumes (industry-red) grew 7.5 percent to 27.83 million tons compared to the previous period, which stood at 25.89 million tonnes. “The increase in sales is outpacing the growth of the Indonesian Cement industry plant operations supported by Tonasa Tuban IV and V and the solid synergies, particularly in the areas of marketing and distribution in the Indonesian Cement Group. So that we are able domestic market share increased to 43.6 percent from 40.9 percent last year, “said Dwi.

Most of the company’s revenue, said Dwi, comes from the domestic market amounted to Rp 10.91 trillion, equivalent to 95.53 percent of total revenue in the first half of this year, an increase of 26.42 percent compared to the position of sales in the same period last year amounting to Rp 8.63 trillion.

In addition to maintaining dominance in the domestic market, Indonesian Cement also continue to boost sales to foreign markets, especially countries in Southeast Asia.

At least, that from January to June this year, Indonesian Cement has achieved record revenues in foreign markets amounted to Rp 511.64 billion. This number is said Dwi jumped nearly 170 percent compared to sales in the first semester abroad last year only amounted to Rp 30.34 billion. “We will continue to expand the market from year to year,” said the man who brought four awards in the SOE Award 2013.

High Spin enthusiasts, GM Pursue Production

JAKARTA Chevrolet Spin-Demand is high, making General Motors (GM) Indonesia pursue its production capacity, to meet all the demands of consumers.

As stated Marketing Director of PT General Motors Indonesia, Yuniadi Hartono, the current production capacity of Chevrolet assembly plant in Pondok Ungu Bekasi Spin, reaching a maximum of 40 thousand units.

“Today we have added a two-shift production, from initially only for one shift. This was done in order to pursue a market demand for the Chevrolet Spin-increasing,” said Hartono Yuniadi, in Jakarta.

The same thing also expressed by Maria Sidabutar, Public Relations Director of GM Indonesia, he saw significant demand for a Spin. This could make the Spin as the new flagship, accompanied Chevrolet Captiva and Aveo.

“Sales of Chevrolet itself in June this year compared to June of last year increased by 377 persen.Hal is also driven by demand Spin the go fast enough,” concludes Maria Sidabutar.

Dharma Satya Nusantara CPO Production Up 31.1%

PT Dharma Satya Nusantara Tbk (DSNG) increase the production of Crude Palm Oil (CPO) to 145.397 tonnes, up by 31.1 percent over the same period last year.

Director of Dharma Satya Nusantara Djojo Boentoro said, FFB production volume increase is due to increased crop area is mature and age of the Company’s plants.

“The expansion is still in accordance with the scheduled, new planting progress the Company achieved in the period January to June 2013 reached 4,195 hectares, an increase of 116 percent compared to the same period last year,” he said in a written statement on Wednesday (31/07/2013 ).

Mature plants increased the total area of 42 333 hectares in 2012, to 48 470 hectares in 2013, while the productivity of fresh fruit bunches (FFB) per hectare to 11.9 tonnes per hectare increased 9 percent over the same period the previous year.

The CPO sales volume, increased significantly by 30.5 percent to 147.693 tons. Increases also occurred in FFB production during the period January to June 2013, which reached 555,570 tons, an increase of 28 percent compared with the same period a year earlier.

FFB processed while reaching 600 350 tonnes, up 35.0 percent from a year ago, which is obtained from the core plantations, smallholders and third parties.

In terms of efficiency, up to June 2013, the company also managed to maintain the Oil Extraction Rate (OER) CPO average level of 24.2 percent and an average of Free Fatty Acids (FFA) of approximately 2.6 per cent.

As of end 2013, the company expects the new plantings to 8,000 acres, consisting of the core consisting of 4,200 and 3,800 for the plasma.

Esemka: We Raft Alone, Not Import from China

Some internet sites quip about Esemka similarity with the cars from China. Esemka guarantee, their cars are their own and do not claim to import from China.

According to the owner of the workshop ‘Kiat Motor’ Haji Sukiyat which is the figure behind Esemka, essentially making the same car.

“The car was not it at all. Similar all. Starting from the chassis to make the given body. But clearly this (Esemka) is my inspiration, just take it from everywhere,” he said when contacted detikOto.

Learning Coordinator Creative Industries in SMK 2 Surakarta Dwi Martono Budhi previously said Esemka fraction components imported from Korea, and Japan and China. Still Esemka components are made from 80 percent local.

“Esemka and different Timor. Timor, Korea, and we (Esemka) Indonesia. Were only a few parts of China, Korea and Japan,” said the teacher in SMK 2 Surakarta was to detikOto, Thursday (5/1/2012).

For Esemka engine block, said the man who was familiarly called Toto was produced in PT Autocar Industrial Components (AIK) in Karachi.

The chassis itself made the following rims are produced in Indonesia. Meanwhile, piston ring, valve, alternator from Japan. For the injection system of Korea. Following transmission kopelnya ordered Fuday brand in China. Not only that axle for propulsion Esemka also accidentally imported from China.

In the year 2010, PR SMK 1 Singosari Malang said Agus Sudarto car assembly results arable students of vocational school that was studied for the automotive industry in China is prioritizing cottage industry.

With that goal, said Agus, home-based automotive industry is expected to grow rapidly. Happen in countries like China.

“So according to plan this car will be produced by home industry, not the manufacturer. From the beginning that’s the goal,” he said.

Esemka also had to make a beautiful Chinese automakers are interested and approached SMK Esemka makers to be invited to work together.

Pros Cons So Put

The presence of artificial Esemka vocational students received positive feedback from the community. But that does not mean no reproach. But in response to the ‘opposition’ is, one of the originators Esemka take it as input.

“In all of the pros and cons of the ordinary. Ordinary ditanggapinya So, let’s assume all of the input for us,” said Haji Kiat.

The man who was familiarly called Haji Kiat was indeed one of the originators Esemka. He who provides for the use of his workshop students perform the Job Training or street vendors who in turn directed to make their own cars.

“Regardless of all the pros and cons of it, I hope a lot of people who want to contribute their knowledge to the students of Indonesia, our country surely prosper. I am sure that all the help, do not need heroics, aids according to ability alone, happened to my ability in the automotive, “he said.

Response when asked about the expectations of society and the many politicians who use Esemka as politics, Haji Kiat responded casually.

“My intention is only to help, regardless turns out the car was so or not, it depends on the students. I just helped,” he concluded.